MSN Feature: Demystifying Your Credit Score

The folks at MSN highlighted a feature I originally wrote for CardRatings.com about the ingredients that make up your credit score. Each one of the four major credit bureaus uses their own recipe:

  • FICO
  • TransUnion
  • Equifax
  • Experian

Some bureaus give more weight to what you’ve done with your credit history over the past two years, while others look at everything from the past decade. Read the full article on MSN Money.

About Joe Taylor Jr.

Joe Taylor Jr. has covered personal finance and the music business for over two decades. His work has been featured on NPR, CNBC, Financial Times Television, Fox Business, and ABC News. Previously, Joe worked as a marketing and customer service training advisor for three of the country's leading consumer lenders. He recently completed a personal finance book entitled The Rogue Guide to Credit Cards; (Rogue Guide Books, 2012). When not writing about business, Joe serves as a business sales manager for a Fortune 500 technology company.